Buying a home in Japan. Opening a business. Renting an apartment. Getting a bank account. They all gate on the same thing: a Japanese phone number. Mobal is the only way to get one before you land. Real +81 number, mailed to your home country. You can be texting and calling on a Japanese line before you ever set foot in Japan.
Link Here: Mobal
Now, the full story on why this is such a problem in the first place:
A common theme you’ll run into in Japan is the “you need X before you can do Y” problem.
Which sounds simple enough, it’s a process, every country has them. You need a credit history before you can get a credit card. You need ID before you can apply for a passport. Fair enough.
The problem in Japan is that when you actually go to do these things, you’re constantly told you need Y before X. So you’re stuck in this weird bureaucratic loop with no obvious way out.
A great example is the Business Manager visa.
To qualify, you need to provide proof of capital sitting in a Japanese bank account, plus a registered office space in Japan.
Side note for those pursing that visa: And as of October 16, 2025, that capital requirement got jacked up from 5 million yen all the way to 30 million yen, roughly $200,000 USD. A sixfold increase, applications understandably have dropped off a cliff since this change.
A virtual office space is easy enough there are plenty of services for that.
But a Japanese bank account as a foreigner living abroad with no residence card? Borderline impossible.
Banks want a Japanese phone number, a registered address, and a residence card.
Which you literally cannot have until you’ve been approved for the visa you’re trying to apply for.
So how exactly are you supposed to apply for a visa where one of the requirements is something you need to already be a long-term resident of Japan to qualify for?
Is the Japanese government just so siloed off from itself that they don’t realize the parameters they’re creating are impossible to meet?
Or is it purposeful, let’s make it so painfully difficult that only the most dedicated applicants stick around long enough to find the workarounds?
Im not sure…
Because workarounds are exactly what people end up using. For the Business Manager visa, applicants often find someone they know in Japan, wire that person the money, and use that person’s bank account as proof of funds.
Which is absolutely insane when you stop and think about it. You’re trusting one person, maybe someone you barely know, to hold six figures of USD in their personal account on your behalf.
People do it and its works out, I haven’t hear any horror stories YET but its a massive leap of faith.
And the business manager visa isn’t an isolated case. Japan is filled with conundrums like this, especially for foreigners trying to lock in any kind of long-term presence here.
Take the phone number issue.
To open a Japanese bank account, you need a Japanese phone number. Traditionally, to get a Japanese phone number, you needed a registered address in Japan.
To get a registered address, you needed an apartment. To get an apartment, the landlord or guarantor company wants to see, you guessed it, a Japanese bank account and a Japanese phone number.
It’s the same loop in every direction.
And as I just discussed above, a bank account is often what’s gating the long-term visa in a lot of these scenarios and you need a phone number to get a bank account.
So everything depends on everything else, and none of it works in isolation.
You can keep going. Here are more of the same chicken-and-egg traps:
- Residence card. You get one at the airport when you land, but it’s not actually useful until you register an address at your local ward office within 14 days. To register that address you need an apartment. To get the apartment you need a bank account and a phone number. Loop.
- Japanese credit cards. Make life dramatically easier — utilities, subscriptions, online shopping. To get one you generally need a Japanese bank account, stable Japan-based income, and ideally six months of residency. To land a Japan-based job that produces that income, many employers want to see… a Japanese bank account. Same loop.
- Modern apps that should be easy. PayPay, LINE, Demae-can, the Hello Cycling and Luup bike-share apps, restaurant reservations on Tabelog — they all expect a Japanese phone number, and many reject foreign numbers outright at the SMS step. So even the “skip the bureaucracy” digital services have the same gate as the bureaucracy itself.
- Funny side story: we spent — no joke — 45 minutes at a cash-only onsen trying to pull money from their machine with LINEPAY, which requires a Japanese phone number (we were unaware of this). There was a Lawson ATM 8 minutes away the whole time. We eventually caved and drove there, but only after it became a personal mission we failed miserably at.
- Buying property in Japan. Reaching out to a Japanese agent with a +1 or a +61 number your going to get, if your lucky, a 5-10% response rate. +81 number there going to answer you until they realize you can’t speak Japanese but hey at least you got your foot in the door and if your convincing enough maybe you could make it work.
That last one is especially brutal because Japanese agents are often sitting on akiya and resale inventory they actively want to move.
As you guys know there’s a MASSIVE stock there.
Fortunately, the phone number piece of the loop has an actual modern fix. No bureaucracy, no shady workarounds, no wiring six figures to a stranger. Setting it up is as easy as activating any other eSIM.
The company is Mobal.

Not only can you get a high-quality unlimited 5G eSIM at unbelievable prices, you can get a real Japanese phone number. Not a forwarding service. Not a virtual number that gets flagged the moment a Japanese system tries to verify it.
The real deal guys…
That one check on the list opens up a stupid amount of what’s gated behind a +81 number:
- Searching for apartments
- Reaching out to real estate agents about buying a home
- Setting up Japanese app accounts before you arrive
- Booking restaurants, doctor’s appointments, and services that demand a local number
- Just looking legitimate when you contact anyone about doing business in Japan
Here’s how it actually works. You order online, upload a photo of your ID (Japan legally requires this for any service issuing a real Japanese number, more on why that’s actually a good thing in a second), and they send you an eSIM Access Code. You can either have that access code mailed to your home country before you fly, or skip the mail entirely and pick it up the day you land.
This is important. They can mail the eSIM Access Code to your HOME COUNTRY. You do NOT need a Japan address.
Once you’ve got the code, you punch it into Mobal’s activation portal and the eSIM installs on your phone in under 10 minutes. Support is in English. No activation fees, no termination fees, no contract.
About that ID step, it’s actually the thing that makes Mobal work where the cheaper “Japan eSIM” alternatives don’t. The reason competitors can email you an eSIM in five minutes with no ID is that they’re not giving you a real Japanese carrier number.
It does not unlock any of these hurdles and the many more I named in this article. It will fail on PayPay, LINE, banking apps, and ticketing sites.
Mobal requires ID because Japanese regulations now mandate identity verification for mobile services, including eSIMs and phone numbers. This is part of broader anti-fraud measures that apply across the industry.
Like every business trying to operate in Japan, friction is both the problem and the opportunity. Mobal saw one of the biggest friction points and solved it.
A couple of other things worth knowing about Mobal: they’ve been operating in Japan since the ‘90s, won the 2025 King’s Award for Enterprise in International Trade in the UK, and the company is 100% charity-owned. Profits fund school meals and community programs in Malawi. So somehow the eSIM you buy to unlock your Japan bureaucracy problem is also feeding kids in Africa.

Which is pretty amazing…
So one massive checkbox on the Japan checklist can get handled before you ever set foot in the country. Whether you’re hunting for an apartment, opening a business, trying to get a bank account, or just buying a home in Japan, you can reach out to Japanese agents with a +81 country code attached to your name. That immediately boosts your credibility and bumps your response rate from agents who would otherwise scroll past you.
And honestly, what’s cooler than having a Japanese phone number?
When you go on vacation, you text your friends and family from your +81:
“Hey guys, I’m on my Japanese line for the next month, hit me there.”
I hate using the word Aura… but that’s big Aura right there.
Choose Mobal for your next trip and be activated in minutes.
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Our team
Meet the founders.

Derek has been working in the Airbnb space for the past 10+ years and recently purchased a home in Japan. He is excited to bring this investment opportunity to others in the States & abroad.

Nick has a passion for adventure and has always dreamed of owning a property in Japan. His dreams finally came true when Derek brought him in on a deal of a lifetime in Hokkaido, Japan - one of Nick's favorite places on Earth.


